You OTT to Call OTT for Home & Auto

From first cars to family estates, our three-generation family agency has protected Connecticut and New England neighbors since 1955.

Happy family playing together at home

A Family Legacy You Can Lean on

Rooted in Cromwell, CT, our three-generation family business understands that insurance is about more than just policies—it's about people. We treat our neighbors across Connecticut with the same care and honesty we bring to our own kitchen table.

"We've seen the seasons change in New England for decades. We know exactly what you need to stay protected." — The Ott Family

What Our Neighbors Say

Read why three generations of families in Cromwell and across Connecticut trust J.S. OTT Agency for their personal and business insurance needs.

"As a local business owner, I value honesty above everything. The Ott family has handled our commercial policies with such care that I never have to worry about the 'what-ifs'."

James R.

Contractor in Cromwell

"They treat you like family. When we had a claim after a winter storm, they were there to walk us through every step. Truly the best personal service in CT."

Maria L.

Homeowner

For Your Family

Protecting your home, vehicles, and the people you love most. We simplify the complex so you can enjoy the peace of mind you deserve.

For Your Business

From Cromwell contractors to Main Street boutiques, we provide commercial coverage that works as hard as you do.